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Battling to make ends meet? Financial planning expert offers 5 tips on how to build your budget

<p><em><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></p> <p>Every day seems to bring new headlines about rising costs. <a href="https://www.news24.com/news24/africa/news/nigerias-big-unions-call-indefinite-strike-over-fuel-prices-and-the-cost-of-living-20230926">In Nigeria</a>, unions are threatening to strike amid soaring fuel prices; the country’s inflation rate <a href="https://www.cbn.gov.ng/rates/inflrates.asp">hit 25%</a> in August. The amount it costs to fill a food basket in South Africa <a href="https://pmbejd.org.za/wp-content/uploads/2023/09/PMBEJD_Key-Data_September-2023_27092023.pdf">keeps climbing</a>. Ghanaians <a href="https://www.reuters.com/world/africa/multi-day-protests-over-economic-crisis-grip-ghanas-capital-2023-09-23/">took to the streets</a> of Accra in late September to protest about the cost of living.</p> <p>A <a href="https://www2.deloitte.com/us/en/insights/industry/retail-distribution/consumer-behavior-trends-state-of-the-consumer-tracker.html">recent study by the audit and consulting firm Deloitte</a> found that 75% of South Africans were concerned that the prices for everyday purchases would continue to increase, while 80% of consumers across all income groups expected the prices of groceries, household utilities and fuel to rise.</p> <p>This stark reality means budgeting may be more necessary than ever.</p> <p>If you don’t know how to create a budget, then you shouldn’t feel bad – most adults aren’t taught how to create one. And most people don’t budget, because they see it as restrictive or unsustainable. But it need not be: once you appreciate that a budget can work for you, it can be a financially empowering exercise. It’s a cornerstone of financial planning because it ensures you are living within your means and helps you remain in financial control.</p> <p>As a financial planning academic, I focus in <a href="https://researchprofiles.canberra.edu.au/en/persons/bomikazi-zeka/publications/">my research</a> on improving financial wellbeing and promoting savings behaviours through interventions such as budgeting. Here are five guidelines for creating a budget.</p> <h2>1. Apps vs spreadsheet</h2> <p>A good place to start is to choose the format of how you’re going to budget. There are several <a href="https://www.sanlamreality.co.za/wealth-sense/setting-up-a-family-budget-that-works/">online templates</a> and apps you can use for budgeting. For instance, <a href="https://www.22seven.com/">22Seven</a> has gained popularity in South Africa due to its compatibility with several financial institutions, including the country’s big five banks. Similarly, <a href="https://www.the-star.co.ke/business/kenya/2021-01-25-budgeting-using-mint-app/">Mint</a> is a popular budgeting tool that is used in Kenya and Nigeria.</p> <p>If you prefer to put pen to paper, some online templates come with <a href="https://www.wonga.co.za/blog/free-budget-template">free printable budgets</a>. Creating your own <a href="https://create.microsoft.com/en-us/learn/articles/how-to-make-excel-budget">Excel spreadsheet</a> is an equally good approach.</p> <p>What matters most is using a tool that you can commit to.</p> <h2>2. Itemising your income and expenses</h2> <p>A budget essentially shows how much you’re spending in relation to how much you’re earning. So once you have selected your budgeting tool, you need to fill in your income and itemise how much you’re spending on each expense in a month. A budget can be considered a cashflow statement because it allows you to track money coming in (income) and money going out (expenses).</p> <p>If you are living within your means, your budget should indicate a surplus – more cash inflows than cash outflows. So budgeting provides an accurate account of your short-term financial position.</p> <h2>3. A realistic account of expenses</h2> <p>When you look at your financial statements, fill your expenses into your budget honestly and accurately. Don’t cheat! Since everyone’s financial situation is different, your budget will also be unique.</p> <p>Even though there is no one-size-fits-all approach to budgeting, it should still consider all of your expenses (both regular and intermittent). A general rule of thumb is that if it’s deducted from your account then you should treat it as an expense. This includes payments for housing, medical insurance, fuel, dining out, credit card repayments and even bank fees.</p> <h2>4. Save first, spend later</h2> <p>Now you’ve seen how much you’re spending. Either it’s too much – and you can plan where to cut back – or you have savings at the end of the month.</p> <p>When compiling your budget it’s important to demarcate how much will be in the form of savings. What’s more important is getting into the habit of saving before you spend instead of saving after spending. If you spend first then you’ve deprived yourself of the opportunity to save for a rainy day.</p> <p>Furthermore, <a href="https://eprints.hud.ac.uk/id/eprint/10231/1/Microsoft_Word_-_submitted_version_3rd_June_201.pdf">research</a> has shown that getting into the habit of saving has a transgenerational effect: it can be considered a cultural value that is passed on from one generation to another. So think of saving as paying yourself first. Once you have done so, you won’t feel guilty for treating yourself because you’ve already done the financially responsible thing by putting your savings aside.</p> <h2>5. Considering assets and liabilities</h2> <p>Once you’ve become comfortable with consistently budgeting, you can take it up a notch by including your assets (everything you own with an economic value) and liabilities (everything you owe) to determine your overall financial position.</p> <p>You can get a clearer picture of your overall financial wellbeing by compiling a list of all your assets, for example your savings and <a href="https://www.investopedia.com/terms/h/home_equity.asp">home equity</a>, in relation to liabilities (such as bank loans). Knowing your long-term financial position can indicate how financially resilient or vulnerable you are. In the event of a financial emergency, you will know which resources you can draw upon to meet an unexpected expense.</p> <p>By creating a budget (and sticking to it), you can protect yourself and your household from financial shocks. Consider the alternative. Imagine you haven’t budgeted and set savings aside. If a financial emergency were to arise, your next best bet would be to borrow the funds you need. You’d have to come up with a plan to repay what you’d borrowed while also building your savings.</p> <h2>A healthy habit</h2> <p>Getting into the habit of budgeting isn’t easy, especially if you haven’t done it before or you’re intimidated by the process. But, as the expression goes, “a journey of a thousand miles begins with a single step”. Think of budgeting as taking a small but important step towards reclaiming control over your finances and improving your financial well-being.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/214861/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, Assistant Professor in Finance and Financial Planning, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/battling-to-make-ends-meet-financial-planning-expert-offers-5-tips-on-how-to-build-your-budget-214861">original article</a>.</em></p>

Money & Banking

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Spice Girls reunite for Victoria Beckham's 50th birthday

<p>The Spice Girls have reunited and performed one of their most iconic songs at Victoria Beckham's lavish 50th birthday party. </p> <p>The birthday bash – which cost an estimated $480,000 – was hosted at Oswald’s, a private members’ restaurant in London, with all five Spice Girls, plus host of star guests, including Tom Cruise and Eva Longoria in attendance. </p> <p>David Beckham took to Instagram to share what Spice Girls fans have been dying to see - a video of the girl group singing and dancing to "Stop". </p> <p>“I mean come on x," he captioned the post. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/C6AWKeaoENX/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C6AWKeaoENX/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by David Beckham (@davidbeckham)</a></p> </div> </blockquote> <p>Fans were over the moon and even British supermodel Adwoa Aboah commented: “What dreams are made of!”</p> <p>“David you are the best social media manager out there, thank you for giving the people CONTENT,” one fan wrote. </p> <p>“I am crying happy tears! OMG! I love Spice Girls so freaking much! Happy birthday, Victoria!” another commented. </p> <p>“The moment the entire planet has been waiting for,” a third added. </p> <p>"The way a whole generation is SHAKING," commented a fourth. </p> <p>Just last month, during an appearance on UK talk show <em>Loose Women</em>, Mel B hinted at a Spice Girls reunion of some kind, which she said would "definitely" be happening this year. </p> <p>“We are definitely doing something,” she told co-host Christine Lampard.</p> <p>“I’m probably going to get told off (for revealing that), but I’ve said it. There you go. I’m in trouble now.”</p> <p><em>Images: Instagram</em></p> <p> </p> <p> </p>

TV

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Queen Camilla shares update on Kate Middleton

<p>Queen Camilla has shared an update on Kate Middleton's wellbeing while chatting to the public during a royal engagement. </p> <p>While attending the Farmers’ Market in Shrewsbury on Wednesday, hundreds of royal fans gathered to catch a glimpse of Camilla, and to pass on their well wishes for the Princess of Wales in the wake of her cancer diagnosis. </p> <p>Two young girls greeted Queen Camilla with handmade posters that read "Send our love to Kate".</p> <p>Camilla promised she would pass the message on before telling the crowd, “I know that Catherine is thrilled by all the kind wishes and support.”</p> <p>The update comes in the days after Kate's shocking announcement that cancer had been detected during a planned surgery in January. </p> <p>In an emotional video message to royal fans, the Princess of Wales shared that she is undergoing preventative chemotherapy and thanked members of the public who had been concerned about her health. </p> <p>In the moving clip, the 42-year-old royal she said her diagnosis was a “huge shock” but vowed she was “going to be OK”.</p> <p>Camilla was said to be a pillar of support and in regular contact with Kate following her diagnosis.</p> <p>The 76-year-old has also been Charles’ “rock” following his own cancer shock and wants to be as supportive for Kate.</p> <p>The Queen has continued to carry out all of her royal duties and attended many events by herself after urging Charles to slow down.</p> <p><em>Image credits: Getty Images</em></p>

Caring

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Clive Palmer's plans to build Titanic II resurface

<p>Just when you thought we'd exhausted all of the possible billionaire pet projects, Clive Palmer, the Queensland mining magnate with pockets deeper than the Mariana Trench, has once again proven us wrong.</p> <p>For more than a decade now, Palmer has harboured a peculiar obsession: resurrecting the ghost of the <em>Titanic</em>, the world's most infamous maritime disaster.</p> <p>Palmer wants to build <em>Titanic II</em>, because when you've got more money than you can count, why not embark on a maritime venture that's already synonymous with catastrophe?</p> <p>Palmer, with the audacity only wealth can afford, has been pushing for this <em>Titanic</em> replica since 2012. Not content with merely one failed attempt, he launched the project again in 2018. Now, after another six years and a global pandemic, he's dusting off his captain's hat and setting sail once more, announcing the <em>Titanic II</em>'s re-launch at the Sydney Opera House (because when you're Clive Palmer, a press conference venue like the local community centre just doesn't cut it).</p> <p>But why, you may ask? According to Palmer himself, it's a simple matter of economics: "I’ve got two options, either give my wife more money for shopping or spend it on the <em>Titanic</em> and I’m spending it on the Titanic because she’s shopped enough."</p> <p>Ah, yes, the age-old dilemma of whether to buy your spouse another designer handbag or fund a one-billion-dollar replica of a ship that sank over a century ago. We've all been there.</p> <p>Despite the naysayers who dismissed Palmer's dream as nothing more than the folly of a rich eccentric, he remains undeterred. Now, with the pandemic in the rearview mirror and cruise ships once again cruising, Palmer sees this as the perfect time to resurrect his <em>Titanic</em> dream. Because what better way to celebrate the end of a global health crisis than by building a monument to maritime tragedy?</p> <p>Palmer assures us that this time around, things will be different. The plans are similar to previous iterations, but now they comply with current regulations. Tenders are being sought, with plans to confirm a shipbuilder by year's end with the intention of setting sail by 2027.</p> <p>And what can prospective passengers expect from this seafaring spectacle? Well, according to Palmer's team, an eight-minute video featuring period costumes and a layout straight out of the early 1900s. Passengers will even be encouraged to dress the part (though that's not compulsory; nothing screams "fun vacation" like wearing corsets and three-piece suits in the middle of the ocean).</p> <p>But fear not, third-class passengers, you won't be left out of this <em>Titanic</em> experience. You'll get to enjoy stew and mash at communal dining tables, just like the good old days. Although, for those who prefer their meals without a side of historical accuracy, other options will be available. </p> <p>In amongst of all this, Palmer has grandiose visions of <em>Titanic II</em> as a symbol of world peace. “We all know how to make war," he announced at the press launch. "We get armies and we fund wars. People know about that. But it is a lot harder to make peace. To make peace you have got to stick with it every day. You progress inch by inch.</p> <p>“<em>Titanic ll</em> is something that can provide peace. It can be a ship of peace between all countries of the world. Millions have dreamt of sailing on her, seeing her in port and experiencing her unique majesty. <em>Titanic ll</em> will be the ship where those dreams come true.”</p> <p>So, as Palmer sets sail on his quixotic quest to recreate history, we can't help but wonder: Is <em>Titanic II</em> a testament to human ingenuity or just another billionaire's folly? Only time will tell. But if history has taught us anything, it's that sometimes, even the grandest dreams can end up at the bottom of the ocean.</p> <p><em>Images: Rod Eime / Wikimedia</em></p>

Cruising

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Queen Camilla's hilarious reaction to becoming a Royal Barbie Girl

<p>In a moment that could only happen in the whimsical world of royalty, Queen Camilla found herself face-to-face with an unexpected miniature version of herself during a reception at Buckingham Palace.</p> <p>But this wasn't just any Barbie doll; it was a bespoke creation, meticulously crafted in Her Majesty's likeness, complete with her signature style and regal flair!</p> <p>The Queen's reaction was nothing short of priceless, as she quipped that the designers had managed to shave off a good few decades from her appearance. "You've taken about 50 years off my life," she joked, "we should all have a Barbie."</p> <p>One can only imagine the possibilities if all it took to turn back the clock was a custom-made doll! However, the hilarity didn't end there. Despite the uncanny resemblance between Queen Camilla and her plastic counterpart, there was a slight wardrobe mishap that caught Her Majesty's discerning eye.</p> <p>It seems she had inadvertently misplaced her WOW badge, wearing it on her dress instead of her cape, unlike her miniature twin. Oh, the horror of a mismatched ensemble in the halls of Buckingham Palace! One can only imagine the flurry of royal assistants scrambling to rectify the situation, lest the fashion police be summoned.</p> <p>But among the giggles and guffaws, Queen Camilla seized the opportunity to reflect on a more profound message, delving into the history of women's rights and the symbolism of two stones preserved from a 1914 suffragette protest. As she eloquently put it, "These stones were picked up and handed to Queen Mary, who decided to keep them for posterity. I thought today we might, to quote Shakespeare, find 'sermons in stones'."</p> <p>Indeed, the juxtaposition of a miniature Barbie and historical artefacts provided a reminder of the progress made in the fight for gender equality, while also serving as a testament to the timeless spirit of hope and resilience embodied by women throughout history.</p> <p>In the end, Queen Camilla's encounter with her Barbie alter ego may have been a lighthearted affair, but it also served as a reminder that even in the most regal of settings, laughter and humility are never far from reach. After all, who says queens can't have a little fun with their plastic doppelgängers?</p> <p><em>Images: Getty / YouTube</em></p>

Beauty & Style

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David and Victoria Beckham's sweet birthday tribute to son

<p>Brooklyn Beckham turned 25 on Monday - and his parents marked the occasion with some sweet birthday tributes to their eldest son. </p> <p>David Beckham took to Instagram to share a photo of him on the football field with baby Brooklyn, and boasted about how "proud" he was of his son. </p> <p>"Happy 25th Birthday to my big boy, so proud of the man you have grown into, and you have always kept the same values you grew up with being polite and kind. We love you so much bust have the most amazing day ❤️," he wrote in the caption. </p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/C4FYa9zoUSO/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C4FYa9zoUSO/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by David Beckham (@davidbeckham)</a></p> </div> </blockquote> <p>Victoria Beckham also shared a sweet clip of a young Brooklyn singing along to a Spice Girls song while at a concert for the girl group.</p> <p>"Happy birthday Brooklyn. We all love you so much. Generous, funny, talented with the kindest most giving heart," she began in the caption. </p> <p>"We are so proud of the son, big brother and husband you are. You always put everyone before yourself. Your love and energy is so special and touches everyone you meet. We love you!!!!"</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-captioned="" data-instgrm-permalink="https://www.instagram.com/reel/C4FrLNxor6V/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/reel/C4FrLNxor6V/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Victoria Beckham (@victoriabeckham)</a></p> </div> </blockquote> <p>The Spice Girl also shared how proud she was about the way she and David parent their children, with a more recent photo of her, David and Brooklyn. </p> <p>"Today we celebrate Brooklyn turning 25!!! David I love you so much and I'm so proud of the parents we are. We are a good team!!!! Happy birthday," she wrote.</p> <p>Brooklyn's siblings  Romeo and Cruz also shared birthday tributes to their brother. </p> <p>"Happy 25th bro love u so much proudda you 🤍 @brooklynpeltzbeckham," Romeo wrote.</p> <p> "I love you man have an amazing day," Cruz added. </p> <p><em>Images: Instagram</em></p>

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"One people, one family": King Charles breaks silence after cancer diagnosis

<p>Amidst concerns and heartfelt wishes, King Charles III has released a statement following his shocking cancer diagnosis.</p> <p>In his first public comments since beginning his treatment, the monarch, while recuperating at Sandringham, expressed his sincere regrets for not being able to attend a significant upcoming event. His words, filled with warmth and gratitude, were directed towards the people of Grenada, a nation close to his heart.</p> <p>As Grenada celebrates its 50th anniversary of independence, King Charles III, although physically absent, sent his love and congratulations, reminiscing about his cherished visit to the Caribbean gem in 2019.</p> <p>“I can only say how sorry I am that I cannot be with you in person to mark this momentous milestone," he wrote. “My thoughts are with everyone across Grenada, Carriacou and Petit Martinique – ‘one people, one family’ – as you celebrate everything you have achieved and all that your future holds. My family join me in sending our heartfelt congratulations to you all.”</p> <p>Despite undergoing treatment, King Charles III's commitment to his duties remains unwavering. Buckingham Palace has reassured the public that while he may step back from public gatherings, he will continue to fulfil his constitutional responsibilities, including regular meetings with the British Prime Minister.</p> <p>The positive update on King Charles III's health was echoed by Queen Camilla, who, during her recent appearance at Salisbury Cathedral, shared encouraging news about her husband's progress. Surrounded by the tranquility of the cathedral, she expressed gratitude for the outpouring of support and well wishes they have received during this challenging time.</p> <p>In a video shared by ITV royal reporter Chris Ship on X, the queen said: "He's doing extremely well under circumstances. We are very touched by all of the letters and messages." </p> <p><em>Images: Getty</em></p>

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Queen Elizabeth’s secret “anger” at Lilibet’s name

<p dir="ltr">Prince Harry and Meghan Markle’s decision to name their daughter Lilibet allegedly greatly “angered” the late Queen Elizabeth, according to an explosive new book. </p> <p dir="ltr">In the new biography <em>Charles III: New King. New Court. The Inside Story</em>, by veteran royal journalist Robert Hardman, a source close to the royal family shared the secret anger about the Sussexes using Her Majesty’s childhood nickname for their child. </p> <p dir="ltr">The affectionate moniker was used frequently during the late Queen’s childhood, after it emerged from her own mispronunciation of her name as a child. </p> <p dir="ltr">The nickname was used only by her late parents, her sister Princess Margaret, husband Prince Philip, and closest inner circle.</p> <p dir="ltr">Meghan Markle gave birth to her daughter in June 2021, naming her Lilibet Diana, in tribute to both the Queen and to Prince Harry’s late mother, Princess Diana. </p> <p dir="ltr">According to the explosive new book, a senior palace source described the late monarch as being “as angry as I’d ever seen her” when the couple said in a statement she’d approved the use of the name for their second child. </p> <p dir="ltr">In the wake of the new claims, the Daily Mail’s royal editor Rebecca English added that aides told her at the time that the Queen had felt her name had been “taken”.</p> <p dir="ltr">“‘I don’t own the palaces, I don’t own the paintings, the only thing I own is my name. And now they’ve taken that,” they reportedly told her.</p> <p dir="ltr">English added that she’d been told the Queen was “taken aback” when Harry informed her of his intention with the name, but “didn’t feel, given the circumstances, she could say no”, describing it as “being pushed into an impossible corner.”</p> <p dir="ltr">The claims of the Queen’s disappointment first began to swirl shortly after Lilibet’s birth, but a law firm representing Harry and Meghan quickly fired off a statement to news organisations, suggesting the claim was false and defamatory.</p> <p dir="ltr">“The duke spoke with his family in advance of the announcement – in fact his grandmother was the first family member he called,” the message read.</p> <p dir="ltr">“During that conversation, he shared their hope of naming their daughter Lilibet in her honour. Had she not been supportive, they would not have used the name.”</p> <p dir="ltr">In the days after Lilibet’s birth, Buckingham Palace released a statement saying that the Queen and other senior royals were “delighted with the news.”</p> <p dir="ltr"><em>Image credits: Getty Images / Instagram</em></p>

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All of the incredible royal jewels Queen Mary just inherited

<p>In a weekend filled with regal splendour and historic significance, Crown Princess Mary of Denmark not only <a href="https://www.oversixty.co.nz/lifestyle/family-pets/king-charles-message-to-mary-as-she-becomes-queen" target="_blank" rel="noopener">ascended to the esteemed title of Queen</a> but also found herself adorned with the resplendent Danish Crown Jewels.</p> <p>The symbolic transfer of these extraordinary treasures, formerly belonging to Queen Margrethe, marks a momentous chapter in the Danish monarchy, and for Mary, it's a journey into the rich history of royal glamour.</p> <p>The Danish Crown Jewels, a collection with a lineage spanning centuries, tell a story of devotion, legacy and timeless elegance. Initiated by Queen Sophie Magdalene in the 1700s, each subsequent queen has contributed to and enhanced the collection, resulting in four dazzling "parures", or sets, each a testament to the enduring craftsmanship and artistry of Danish royalty.</p> <p><strong>The Emerald Set: A Gift of Love Across Generations</strong></p> <p>At the heart of the collection is the Emerald Set, a masterpiece featuring diadem, necklace, brooch and earrings adorned with emeralds and brilliant-cut diamonds. Originally gifted to Queen Sophie Magdalene in 1723 by King Christian VI, the set exudes a captivating blend of history and sophistication. As Queen Margrethe has demonstrated in the past, the pieces can be worn together or detached for a versatile, regal allure.</p> <p><strong>Pearl Ruby Set: A Timeless Elegance in Red and White</strong></p> <p>The Pearl Ruby Set, with its origins in the late 1600s, boasts a pearl necklace from Queen Charlotte Amalie, complemented by a matching pearl, ruby and diamond brooch and earrings. The ensemble, enhanced by Queen Caroline Amalie in the 1840s, mirrors the colours of the Danish flag. The set's adaptability, such as the pendant attachment to the pearl necklace, reflects a harmonious blend of tradition and innovation.</p> <p><strong>Brilliant Set: Diamonds that Sparkle with History</strong></p> <p>The Brilliant Set, featuring a brilliant-cut diamond necklace, floral bouquet brooch and earrings dating back to 1840, was the choice of Queen Margrethe for her son Frederik's wedding. This set, rich in symbolism, is a dazzling testament to the enduring sparkle of Danish royalty. Paired with the Floral Aigrette tiara, it adds a touch of timeless grace to any royal occasion.</p> <p><strong>Rose Cut Set: A Delicate Affair with Rose-Cut Diamonds</strong></p> <p>The Rose Cut Set, with necklaces and brooches fashioned from rose-cut diamonds, whispers tales of Princess Charlotte Amalie from centuries past. Worn sparingly by Queen Margrethe, it holds a unique place in the collection, and its rare appearances evoke a sense of antiquity and refinement.</p> <p>For Queen Mary, this accession to the Danish Crown Jewels is not just a privilege but a responsibility to carry forward the legacy of elegance and grace. These jewels, worn by every Queen of Denmark since the 1700s, are not merely adornments; they are a connection to the nation's history and a symbol of continuity.</p> <p>Reserved for special occasions, such as state visits and the New Year Reception, the Danish Crown Jewels will now find a new muse in Queen Mary. Ensconced within the walls of Rosenborg Castle when not in use, these jewels remain a source of pride for Denmark, a tangible link to its regal past.</p> <p>As Queen Mary steps into this new chapter of her royal journey, the Danish Crown Jewels will undoubtedly witness many more moments of joy, solemnity and regal radiance, reflecting the enduring spirit of a nation intertwined with its royal heritage.</p> <p><em>Images: Instagram / Getty Images</em></p>

Money & Banking

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Newly revealed diary entry shows Queen Elizabeth's final moments

<p>A previously unseen diary entry from Queen Elizabeth's private secretary has revealed the final moments of the late monarch's life. </p> <p>Sir Edward Young dutifully recorded every moment of the Queen's life, including Her Majesty's last moments at Balmoral surrounded by her family. </p> <p>“Very peaceful,” he wrote. “In her sleep. Slipped away. Old age. She wouldn’t have been aware of anything. No pain.”</p> <p>The private diary entry was lodged in the Royal Archives and has not been made public until now.</p> <p>Queen Elizabeth passed away at the age of 96 on September 8th 2022 at her beloved Balmoral Castle in Scotland, as she was surrounded by the royal family.</p> <p> </p> <p>Others who were by the Queen’s bedside included the Queen’s senior dresser and trusted confidante, Angela Kelly, along with the Rev Kenneth MacKenzie, a minister, who read to her from the Bible.</p> <p>The diary entry comes from a new book <em>Charles III: New King, New Court. The Inside Story</em>, written by royal expert Robert Hardman, who shared other details from the Queen's final moments.</p> <p>The book notes that after King Charles sat by his mother's bedside for hours before her death, he went out to forage mushrooms to clear his head.</p> <p>It was when he was returning to Balmoral Castle that he was informed his mother has died.  </p> <p>After her death, a footman brought a locked red box of paperwork found by her deathbed.</p> <p>In it, were two sealed letters: one to her son and heir, Charles, and the other, addressed to Young.</p> <p>The box also contained her final royal order: her choice of candidates for the prestigious Order of Merit for ‘exceptionally meritorious service’ across the Commonwealth.</p> <p>Hardman writes in the new book, “Even on her deathbed, there had been work to do. And she had done it.”</p> <p><em>Image credits: Getty Images</em></p>

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King Charles' message to Mary as she becomes Queen

<p>In a moment that felt like a page torn from a fairytale, Aussie-born Mary Donaldson has officially ascended to become the Queen of Denmark, marking the beginning of a new chapter for the nation.</p> <p>Almost two decades after being named Crown Princess, Queen Mary's journey to the throne reached its pinnacle on a joyous day at Copenhagen’s Christiansborg Castle.</p> <p>The atmosphere was electric as tens of thousands of people gathered to witness the historic occasion. From the balcony, Queen Mary, alongside her husband King Frederik X, waved to the cheering crowd, radiating happiness and a sense of unity. The ceremony, which saw the former queen Margrethe II gracefully abdicate, unfolded with grace and dignity.</p> <p>The roar of the crowd echoed through the air when Queen Mary took centre stage, symbolising the beginning of a reign that promises to be marked by warmth, wisdom and dedication. With a radiant smile and hand-in-hand with King Frederik, Queen Mary kissed her husband, captivating the hearts of onlookers and setting the tone for a reign filled with love and unity.</p> <p>The transition from Margrethe II to King Frederik X was a low-key affair, marked by the signing of official documents and a symbolic passing of the torch. The outgoing queen, after gracefully giving her seat to her son, left the room, leaving behind a legacy of over five decades of devoted service to Denmark.</p> <p>In the wake of this historic moment, messages of support and congratulations poured in from fellow royals, with King Charles and Queen Camilla among the first to extend their best wishes.</p> <p>“My wife joins me in writing to convey our very best wishes on the day of your accession to the throne of the Kingdom of Denmark,” Charles wrote. “I look forward to working with you on ensuring that the enduring bond between our countries, and our families, remains strong, and to working together with you on issues which matter so much for our countries and the wider world.”</p> <p>King Harald V of Norway predicted that Queen Mary and King Frederik X would usher Denmark into a "new era" with warmth, wisdom and dedication. The close friendship between royal families was highlighted, underlining the importance of unity and support in the challenges that lie ahead.</p> <p>Sweden’s King Carl XVI Gustaf conveyed his warm thanks to the outgoing Queen Margrethe for years of good cooperation and offered Queen Mary his heartfelt wishes for success in her new role. The friendship between the nations, he noted, remains warm and constant, a sentiment echoed by many around the world.</p> <p>As Queen Mary ascends to the throne, this marks an incredible milestone in a fairytale story that has captivated millions for over two decades. With her grace, charm and dedication, Queen Mary is poised to lead Denmark into a bright and promising future, continuing the legacy of a monarchy that remains woven into the fabric of the nation's history.</p> <p>The world eagerly anticipates the reign of Queen Mary, a symbol of love, unity and a modern fairytale come true.</p> <p><em>Images: Getty</em></p>

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How to stop self-criticising and build yourself up instead

<p><strong>Stop the self-harm</strong></p> <p>It won’t hurt as much when you say something mean about me if I say it about myself first. For decades, this had been my mantra, a type of self-defence mechanism I developed as a kid against those who would criticise, bully or belittle me. On one hand, it made me humble, aware of my flaws and open to improving myself. On the other, self-criticising stunted my ability to be confident and trust my gut.</p> <p>The self-criticism quickly took on a life of its own – to the point where I was constantly trying to anticipate what people might not like about me and then beat them to the punchline. “I know I can be too much, and you’re probably sick of me,” I’d tell friends, which was a statement born less out of self-awareness and more out of fear. That sort of self-deprecating remark made it impossible to love myself, put others in an awkward position and backfired on quite a few occasions. A new friend once quipped, “If that were true, why would I be friends with you? Are you saying I have bad taste in friends?”</p> <p>That hit hard. For people who didn’t have good intentions, well, I’d just handed them a laundry list of all my insecurities. What I was really saying was I’m afraid you’ll hurt me, so I’ll hurt myself first. That’s a pretty harsh way to live life. Luckily, there’s a path out of the self-criticising trap. I talked to the experts to find out why we’re so good at putting ourselves down – and how to stop.</p> <p><strong>Why do we criticise ourselves so much?</strong></p> <p>I’m not the only one who made self-criticising a personality trait. In fact, a lot of women are conditioned to be this way, says psychologist Dr Traci Stein, who is also an author and creator of a series of programs to fight critical self-talk and build self-compassion.</p> <p>“Having negative thoughts about ourselves is human nature. We all want to fit in, be accepted and not be ostracised,” she explains. “We are all under a lot of pressure to measure ourselves according to other people’s evaluations and expectations. So we subconsciously fixate on something to ‘fix’ so we will feel loved and accepted.”</p> <p>The irony of these thoughts is that while they’re based on a desire to fit in and feel accepted in our community, they often have the opposite result, says Latasha Blackmond, author of Be You, No Filter: How to Love Yourself and Stay #SocialMediaStrong. “Over time, self-criticism does the very thing you’re afraid of: It isolates you by making you very self-centred and, yes, selfish. You’re too busy worrying about yourself to love and help others,” she says.</p> <p>Ouch.</p> <p><strong>What is self-criticism and how do you spot it?</strong></p> <p>Self-criticism is any thought that highlights a flaw or problem you have – or think you have (as Stein points out, critical thoughts are often untrue). These negative thoughts can become ingrained so deeply in your inner voice that they become hard to recognise in the moment.</p> <p>You can identify these thoughts, she says, because they are often self-defeating and repetitive, leading to feelings of insecurity, confusion, self-doubt, sadness and anger. The connection between self-criticising thoughts and negative emotions is so strong that many people with chronic depression find that a habit of severe self-criticism is at the core of their mental illness.</p> <p>Often tell yourself you’re a massive failure? That’s self-criticism. Other examples of self-critical thoughts include:</p> <ul> <li>I’ll never be good enough. I’ve always failed at everything I try.</li> <li>I don’t deserve to be loved.</li> <li>I hate myself.</li> <li>If only I were richer, thinner, prettier or smarter. Then people would like me.</li> <li>I don’t deserve good things, but I deserve all the bad things.</li> <li>I’m so annoying. Everyone must hate me.</li> </ul> <p>These are just the tip of the garbage iceberg. Self-criticism can cover any area of your life, including your body, relationships, sexual encounters, career, finances, goals, hobbies, family and education – even your life in general, Stein says.</p> <p><strong>What is the harm in self-criticising?</strong></p> <p>On a basic level, being able to recognise our own faults benefits us because it gives us a chance to correct them and improve. But this is different from the type of malignant self-criticising many people engage in, Blackmond says. “Self-criticism is rarely productive and often impedes growth,” she says. “You start to believe all the bad things you are saying about yourself, which can then turn into a self-fulfilling prophecy. This, in turn, leads to anxiety and depression, creating a vicious cycle of negativity.”</p> <p>Case in point: You tell yourself you’re too dumb to get the promotion at work, so you don’t even try. When you don’t get the promotion, you tell yourself that proves you were right. You beat yourself up for your “failure,” which reinforces the belief that you are dumb, starting the whole cycle over again.</p> <p>“People who are very self-critical lack the confidence to make mistakes they can learn from. Fearing they aren’t good enough can lead to struggles at school, work and in general, and can lead someone to avoid any situation that generates more worry and self-doubt,” Stein says, adding that these people are also more likely to end up in toxic or abusive relationships.</p> <p>Another issue arises when self-criticism framed as self-improvement turns into excessive worrying, Stein says. “So someone might wind up worrying about an awful lot of things, from whether they are ‘good enough’ in some way to excessive worrying about their health, safety or competence – even if there is no objective evidence suggesting they have something to worry about,” she explains. “These worries take up a lot of time and energy.”</p> <p><strong>How to stop self-criticising once and for all</strong></p> <p>The good news about these negative thoughts is they are just that: thoughts. And you can change your thoughts, Blackmond says. It starts by cultivating a positive mindset through self-compassion. “Be aware of the negative thoughts and interrupt that internal dialogue,” she says. “Change them into something positive. Speak to yourself kindly, like you would to someone you love and care about. You’d never tell your child that they are stupid and ugly, so don’t speak to yourself that way either.”</p> <p>Easier said than done? Here are 12 tips from our experts that will help you cultivate self-compassion and nix harmful critical thoughts.</p> <p><strong>1. Celebrate imperfections </strong></p> <p>Kintsugi is a Japanese art form that repairs broken pottery with gold, highlighting the “flaws” and showing the beauty in breaking down and repairing. Look for kintsugi in your life, metaphorically and physically. “Look to art, music, poetry and prose, drama and [other areas] that celebrate imperfection and see it as a gift, not a flaw to be hidden,” Blackmond says.</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Start by reading body-positivity quotes and confidence quotes. For a hands-on lesson in the beauty of imperfections, get a kintsugi craft kit. Or watch a play, read a book or listen to a song that celebrates our flaws.</p> <p><strong>2. Be less judgemental of others</strong></p> <p>People who are harshly critical of others are usually harshly critical of themselves as well, so learning to offer others grace and compassion can open the door to doing the same for yourself, Blackmond says. “It’s about not seeing the world as black or white, good or bad,” she says.</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Whenever you catch yourself thinking negatively of someone else – from your sister to a celebrity to a terrible driver – stop the thought and offer a more compassionate take. Let’s say your mind automatically thinks What kind of idiot can’t park between the lines? Replace the thought with a kinder take: This person must have been in a big hurry or having a bad day. I hope things get better for them.</p> <p><strong>3. Delete your social media apps</strong></p> <p>Or at least lessen the amount of time you spend on them. “Social media can have this immense impact on our self-esteem because it encourages us to compare our worst selves to other people’s best selves,” Blackmond says. Besides, what you see is often photoshopped or cherry-picked.</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Stop comparing yourself to others. Limit your time on social media to one hour or less per day. Curate your feed, and unfollow anyone who makes you feel bad about yourself.</p> <p><strong>4. Get therapy</strong></p> <p>Self-critical thoughts can be really sticky, especially if you’ve made a habit of them, Stein says. “A good therapist will help you learn to recognise these thoughts, challenge them and come up with anxiety-management strategies,” she says. “They can also act as a mirror, helping you see yourself in a more accurate light.”</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Find a therapist who specialises in self-compassion or read a book about self-compassion.</p> <p><strong>5. Do a mindfulness meditation</strong></p> <p>Mindfulness is simply the practice of being present in the here and now, and when you’re focused on this moment, you can’t beat yourself up by looking to the past with regret or looking to the future with worry, Stein says. “Mindfulness meditation is a powerful tool for learning to reframe or stop self-critical thoughts,” she says.</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Download a meditation app like Calm, Headspace or The Mindfulness App, and do a daily guided mindfulness meditation. Don’t worry about acing the practice on day one. Being mindful is a learned skill, and mindfulness meditation is useful even at the beginner stage.</p> <p><strong>6. Use self-deprecating humour sparingly </strong></p> <p>Making other people the butt of your jokes is cruel… and so is making yourself the butt of the joke. “A little self-deprecating humour in the right situation can help defuse tension and build relationships, but a little goes a long way,” Blackmond says. Heavy-handed self-deprecating humour makes others uncomfortable, and it can affect how you see yourself.</p> <p>“Be very careful with how you speak about yourself, even in a joking way,” she says. “Better yet, pick a different type of humour to bond over.”</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Brush up on your public speaking, and if you’re going to crack a joke, pick one that has nothing to do with you.</p> <p><strong>7. Go outside </strong></p> <p>Self-criticism makes your world get smaller and smaller as you limit yourself. The antidote? Make your world bigger. “When you find yourself getting trapped in a cycle of negativity, go outside and take a walk,” Blackmond says. Breathe the fresh air, look at the sunset, say hi to your neighbours, pick up a little trash along the way – all these things will help you instantly feel better about yourself and the world.</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Take a walk outdoors each day and boost both your mental and physical health. Listen to some confidence-boosting songs in the process to really break your negative mindset.</p> <p><strong>8. Learn a new hobby</strong></p> <p>From painting to computer coding to rock climbing, trying new things helps you focus on the positive while “proving” the negative thoughts wrong. The trick, Blackmond says, is to go into it with a positive attitude. Be open to new things and accept that failing is a part of the learning process. “It’s OK to fail,” she says. “Expect mistakes as part of the learning process – celebrate them.”</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Sign up for a class, find a new hobby or go back to an activity you used to love.</p> <p><strong>9. End toxic relationships </strong></p> <p>“A lot of us are self-critical because we were criticised early on by parents or other loved ones,” Stein says, adding that people often see this type of criticism as good because it’s “done out of love.” But this is not loving behaviour.</p> <p>“Go where you’re celebrated,” Blackmond says. “Everyone deserves to be celebrated and lifted up by their loved ones.”</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Break the cycle by keeping relationships with only those people who build you up and encourage you to grow. Avoid people who use “brutal honesty” or “tough love” to show their care. Stand up for yourself and kick those toxic relationships to the curb.</p> <p><strong>10. Try cognitive behavioural therapy</strong></p> <p>Cognitive behavioural therapy (CBT) and its companion, dialectical behavioural therapy (DBT), are powerful psychological tools for reframing negative thoughts and learning how to think more positively, Stein says. “CBT helps people become more aware of the specific, core beliefs behind all of these in-the-moment worries and identify what is triggering the negative self-talk,” she explains. They sound technical, but the concepts are simple, and anyone can implement them with practice.</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Even if you have to get out of your comfort zone a little, it’s worth signing up for a course of CBT. Not ready for that? Do a CBT workbook at home.</p> <p><strong>11. Help other people</strong></p> <p>The fastest way to feel more positively about yourself is to do something positive in the world, Blackmond says. “Self-criticism is inherently selfish. Serving others is selfless,” she says. “Pure altruism sparks a cascade of love and positivity that fills you and radiates outwards.”</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Do something for someone who can’t do anything for you, she suggests. For instance, volunteer at a local school or food bank. Not only will you be doing some good in the world, but you’ll reap the many benefits of volunteering.</p> <p><strong>12. Use self-reflection instead of self-criticism </strong></p> <p>No one is saying that you need to think you’re perfect exactly the way you are, or there’s no room for improvement. Rather, Blackmond says, you should be looking honestly and realistically at your flaws. The trick is to do it in a positive way. Self-reflection encourages insight and action based on self-love and a desire to do better and be better, she explains. Self-criticism stops that process, trapping you in a cycle of negativity and stunting your growth.</p> <p><span style="text-decoration: underline;"><em>Try this:</em></span> Keep a journal of the things you like about yourself and the things you can improve on. Practice gratitude for yourself and others. Make positive goals to help you progress in those areas, track your progress and celebrate your successes.</p> <p><strong>Stop the self-criticising cycle </strong></p> <p>“At the core of every self-critical belief is the question ‘Am I lovable and worthy of love the way I am?’ And the answer is yes, you are,” Stein says. Too many people, like me, use self-criticism as a self-defence tool, and it cuts us off from the very love and acceptance we crave.</p> <p>Learning how to build emotional strength and quiet that critical self-talk through self-compassion is the key to stronger relationships and a happier life. “You’ve only got this one life, so don’t waste it on regret and worry,” she says.</p> <p><em>Image credits: Getty Images</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.co.nz/healthsmart/conditions/mental-health/how-to-stop-self-criticising-and-build-yourself-up-instead?pages=1" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Mind

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What does a building need to call itself ‘accessible’ – and is that enough?

<p><a href="https://theconversation.com/profiles/ilan-wiesel-303040">Ilan W<em>iesel</em></a><em>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/rebecca-bentley-173502">Rebecca Bentley</a>, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p>The <a href="https://www.ndisreview.gov.au/resources/reports/working-together-deliver-ndis">National Disability Insurance Scheme (NDIS) review</a> and the disability royal commission’s <a href="https://disability.royalcommission.gov.au/system/files/2023-09/Final%20Report%20-%20Volume%207%2C%20Inclusive%20education%2C%20employment%20and%20housing%20-%20Part%20C.pdf">final report</a> both highlighted the crucial role of accessible buildings and homes in ensuring the inclusion of people with disabilities.</p> <p>But the experiences of people with disability show Australia is a very long way from achieving this. There are the stories from people with disability who <a href="https://www.abc.net.au/news/2023-06-25/taylor-swift-concert-disability-access-concerns/102520088">can’t enjoy events</a> or <a href="https://www.abc.net.au/news/2023-03-09/harry-styles-concert-disability-tickets-consumer-rights/102060698">venues</a>. And researchers say even <a href="https://www.unsw.edu.au/arts-design-architecture/our-research/research-impact/case-studies/are-our-accessible-bathrooms-inaccessible-to-people-in-wheelchairs">accessible bathrooms are not usable</a> for half the people with disability.</p> <p>What can be called an accessible building or home? And should standards be improved?</p> <h2>What is accessibility?</h2> <p>The <a href="https://www.ohchr.org/en/instruments-mechanisms/instruments/convention-rights-persons-disabilities">Convention on the Rights of Persons with Disability</a> includes the right to accessibility. Australia’s 1992 <a href="https://humanrights.gov.au/our-work/disability-rights/frequently-asked-questions-access-premises">Disability Discrimination Act</a> includes premises standards to ensure people with disability have “dignified, equitable, cost-effective and reasonably achievable access to buildings, facilities and services”.</p> <p>However, a building is exempt if the owners can demonstrate modifying a building would cause them “unjustifiable hardship”. The burden of making a complaint about an inaccessible building falls on people with disability and the act also does not apply to private homes.</p> <p>Although experts follow different definitions of accessibility, they generally include some key principles:</p> <ul> <li> <p>easy entry and exit into a building</p> </li> <li> <p>easy navigation and functionality in and around the building</p> </li> <li> <p>potential for easy adaptation in response to changing needs of occupants.</p> </li> </ul> <p>An accessible building is one where people of all abilities are able move and carry out activities independently, safely, in comfort and with dignity.</p> <p>For people with disabilities <a href="https://disability.unimelb.edu.au/__data/assets/pdf_file/0010/3969109/Accessible-Housing-Research-Report-22-October-2020.pdf">many buildings are inaccessible</a>. In these buildings, basic everyday activities such as taking a shower or preparing breakfast becomes difficult, tiring, uncomfortable and sometimes dangerous.</p> <p>Some people have been <a href="https://disability.unimelb.edu.au/__data/assets/pdf_file/0010/3969109/Accessible-Housing-Research-Report-22-October-2020.pdf">injured</a> repeatedly in inaccessible homes, for example falling down a staircase. Such injuries may compound their disability. Many people with disabilities worry that if they’re injured at home, they will be forced to move permanently into a nursing home.</p> <p><a href="https://www.sciencedirect.com/science/article/pii/S0016718523001525">Studies</a> have found living in inaccessible homes severely harms the dignity, independence, social inclusion, employment, health and wellbeing of people with disabilities.</p> <p>People become more reliant on family members for support, putting strain on their relationships. Difficulty getting in and out of the house for social activities worsens social isolation. A sense of fatigue also reduces the motivation and capacity to work.</p> <h2>Access through the front door</h2> <p>Dignity is a crucial aspect of accessibility but it is often forgotten. For example, many buildings’ front entry has stairs that make it inaccessible for wheelchair users. There may be an accessible ramp entry in the back of the building. The building is then considered accessible, since wheelchair users can enter and exit. But such a “backdoor treatment” can be experienced as an indignity and discrimination.</p> <p>Accessible toilets are sometimes used for <a href="https://www.sbs.com.au/news/article/most-public-toilets-inaccessible-to-people-with-disabilities/adsx7cnr8">storage, locked or out of order</a>. Again, although the design meets accessibility standards, in practice the building is inaccessible because of poor management.</p> <p>And accessibility is not exclusively about physical disabilities and physical barriers.</p> <p>People with cognitive disabilities, for example, might struggle to find their way in a building if way-finding signs are difficult to understand. <a href="https://theconversation.com/for-people-with-communication-disability-complaining-about-their-treatment-isnt-so-simple-214717">Communication accessibility</a> in building is achieved when the information needed to navigate and use the building is understood by everyone, no matter how they communicate.</p> <h2>Silver, gold and platinum standards</h2> <p>There are different levels of accessibility. In Australia, housing accessibility is most often assessed according to <a href="https://livablehousingaustralia.org.au/wp-content/uploads/2021/02/SLLHA_GuidelinesJuly2017FINAL4.pdf">Livable Housing Australia</a>’s (LHA) three standards of silver, gold and platinum. Silver-level homes have minimal accessibility features, but are designed in a way that enables easy home modifications over time.</p> <p>The silver standard of accessibility requires seven features:</p> <p>• a step-free path of travel from the street or parking area</p> <p>• at least one step-free entrance</p> <p>• internal doors and corridors that allow comfortable movement, including for people using wheelchairs</p> <p>• a toilet on the entry level with easy access</p> <p>• a bathroom with a hobless shower recess, so there isn’t a step-over barrier to entry</p> <p>• reinforced walls around the toilet, shower and bath. These allow installation of grabrails later if needed</p> <p>• stairways designed to reduce the risk of injury and also enable future adaptation.</p> <p>Gold-level homes have additional accessibility features. Platinum homes are designed for people with higher mobility needs and to allow ageing at home.</p> <h2>A patchwork of standards and what the NDIS review says</h2> <p>In 2021 Australian housing ministers <a href="https://www.industry.gov.au/news/building-ministers-meeting-communique-april-2021">agreed for the first time</a> to introduce minimum accessibility standards in the National Construction Code. It followed decades of campaigning by activist groups such as the <a href="https://anuhd.org/">Australian Network for Universal Housing Design</a>, <a href="https://riaustralia.org/">Rights and Inclusion Australia</a> and the <a href="https://www.summerfoundation.org.au/">Summer Foundation</a>.</p> <p>The code requires all new homes be built to silver standards. It does not apply to existing homes and exemptions will apply for some newly built homes because of site restrictions.</p> <p>When the code was introduced, New South Wales and Western Australia announced they would not adopt the new code. Both the NDIS review and the disability royal commission recommended all states and territories <a href="https://disability.royalcommission.gov.au/system/files/2023-09/Final%20Report%20-%20Volume%207%2C%20Inclusive%20education%2C%20employment%20and%20housing%20-%20Part%20C.pdf">immediately adopt</a> the code’s new accessibility standards.</p> <p>A consistent application of the code’s new standards across Australia is a good start. But the code provides only the minimum standard of accessibility. To make buildings and homes truly accessible, we need to improve education on accessibility for designers, operators and consumers.</p> <h2>An urgent national priority</h2> <p>With Australia’s ageing population, most people will experience disability – or have a household member with disability – at some point.</p> <p>Accessible homes and buildings can reduce pressure on the health system and improve quality of life. A consistent national construction code is just the first step urgently needed to improve building accessibility and inclusion so people with disability have autonomy and flourish.<img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/217278/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /></p> <p><em><a href="https://theconversation.com/profiles/ilan-wiesel-303040">Ilan Wiesel</a>, Associate Professor in Urban Geography, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a> and <a href="https://theconversation.com/profiles/rebecca-bentley-173502">Rebecca Bentley</a>, Professor of Social Epidemiology and Director of the Centre of Research Excellence in Healthy Housing at the Melbourne School of Population and Global Health, <a href="https://theconversation.com/institutions/the-university-of-melbourne-722">The University of Melbourne</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/what-does-a-building-need-to-call-itself-accessible-and-is-that-enough-217278">original article</a>.</em></p>

Caring

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The path to better hearing, today

<p>In 1902, Princess Alexandra of Denmark, who would very soon become Queen Consort of the United Kingdom alongside King Edward VII, found herself enraptured by a fascinating new device that was fast becoming the talk of Europe.</p> <p>The young princess had been fitted with one of the world’s first portable electric hearing aids, and it proved to be a life-changing success.</p> <p>Back in Denmark, the impact of this event became a clarion call to one Hans Demant, a bicycle manufacturer and purveyor of sewing machines. His wife, Camilla, also suffered from severe hearing loss and so, after a determined journey to London, Hans returned with a precious electric “Acousticon”.</p> <p>Witnessing Camilla’s progress served as a source of inspiration for Hans to extend his assistance to a broader community of individuals suffering with hearing loss, and so he initiated the import of hearing devices from America. In 1904, Hans Demant founded the company that would later become known as <a href="https://www.oticon.co.nz/">Oticon</a>, a name now synonymous with cutting-edge hearing solutions, paving the way for the modern hearing aids we know today and bringing new-found joy to millions worldwide.</p> <h3>Hearing health</h3> <p>Hearing health is a such critical aspect of our overall well-being, yet it often goes overlooked until problems arise. In New Zealand, hearing issues affect a surprisingly large portion of the population, with a 2022 EHIMA report estimating as many as one in ten New Zealanders are living with hearing loss. Sadly, a lack of awareness can lead to irregular hear- ing check-ups, which in turn leads to delayed diagnosis and treatment.</p> <h3><img class="alignnone size-full wp-image-50616" src="https://oversixtydev.blob.core.windows.net/media/2023/11/miniRITE_R_H1-2023_RightLeft_C090ChromaBeige_LEDgreen_Speaker60_OpenBassDome_500pctSize_w_shadow_1280.jpg" alt="" width="1280" height="642" /></h3> <h3>A new world of sounds</h3> <p>A far cry from the bulky hearing aids of over a century ago that were hailed as a miracle in the press and transformed Queen Alexandra’s life, the pinnacle of today’s devices – such as <a href="https://www.oticon.co.nz/hearing-aid-users/hearing-aids/products/real" target="_blank" rel="noopener">Oticon Real™ hearing aids</a> – continue to change the way we experience the world of sound.</p> <p>With their advanced processing capabilities and state-of-the-art technology, Oticon Real can help get back the real sounds of life, precise and optimally balanced, whether it’s the laughter of grandchildren, musical notes or simply the rustling of leaves in the wind.</p> <p>One of the standout features of Oticon Real hearing aids is a unique technology called Deep Neural Network (DNN). This built-in intelligence has learned to recognise all types of sounds, their details, and how they should ideally sound. This means they can instantly adapt to changes, keeping you at your best wherever life takes you.</p> <p>By analysing and adjusting to your environment, Oticon Real hearing aids ensure that they provide what you need to hear. They do this by reducing background noise, which can help enhance speech comprehension and allow you to engage effortlessly in conversations, even in noisy settings.</p> <h3>Connection is key</h3> <p>In today’s digital age, connectivity is paramount, and Oticon Real hearing aids certainly rise to the challenge, offering seamless connectivity to compatible* smartphones and other Bluetooth-enabled devices. You can effortlessly stream phone calls, music and other audio directly to your hearing aids, vastly enhancing your listening experience.</p> <h3><img class="alignnone size-full wp-image-50617" src="https://oversixtydev.blob.core.windows.net/media/2023/11/Oticon_Real_Still_Life_miniRITE_R_Wallet_JBS_24873_1280.jpg" alt="" width="1280" height="863" /></h3> <h3>Improved quality of life</h3> <p>Perhaps the most significant benefit of Oticon Real hearing aids is their positive impact on your quality of life. Improved hearing can lead to increased social engagement, better relationships and enhanced overall well-being. With the help of Oticon Real, you can participate more actively in social gatherings, make the most of your favourite activities and feel more connected to the world around you.</p> <p>Oticon Real hearing aids aren’t just devices; they are a life-changing gift that allow you to reconnect with the sounds and people you love. No longer are they fit just for a queen; they are readily available to anyone with the need and the longing to be truly present for life’s most cherished moments.</p> <p><em>For more information and to find your nearest hearing clinic, visit <a href="https://www.oticon.co.nz/" target="_blank" rel="noopener">oticon.co.nz</a></em></p> <p><em>*For information on hearing aid and device compatibility, visit <a href="https://www.oticon.co.nz/compatibility" target="_blank" rel="noopener">www.oticon.co.nz/compatibility</a></em></p> <p><img class="alignnone size-full wp-image-50618" src="https://oversixtydev.blob.core.windows.net/media/2023/11/Oticon_Real_miniRITE_R_9_colors_lineup_1280.jpg" alt="" width="1280" height="125" /></p> <p><em>All images: Supplied.</em></p> <p><em>This is a sponsored article produced in partnership with Oticon.</em></p>

Hearing

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Rebecca Loos claims Beckham is "playing the victim" over affair scandal

<p>Rebecca Loos, the woman at the centre of the alleged <a href="https://www.oversixty.co.nz/finance/legal/woman-at-the-centre-of-alleged-beckham-affair-breaks-silence" target="_blank" rel="noopener">affair scandal</a> with iconic football legend David Beckham, has recently shared her thoughts on the new <em>Beckham</em> docuseries, which was released on Netflix.</p> <p>Loos, now 47 and residing in Norway with her husband and two children, expressed her concerns regarding the way the affair was handled in the docuseries, which was produced in collaboration with Beckham's production company.</p> <p>In the early 2000s, Loos gained notoriety for her claims of a romantic involvement with David Beckham during his time as a football superstar. In the docuseries, the Beckhams primarily discussed the media frenzy that ensued following Loos' revelations in 2003, but skirted around the specifics of the affair itself.</p> <p>It was during that tumultuous period that Loos had declared her connection with the football player while working as his personal assistant, even suggesting that the Beckhams had been dealing with marital issues before her involvement came to light. At the time, the celebrity couple vehemently denied any wrongdoing and even considered legal action against Loos.</p> <p>Victoria Beckham, 49, revealed in the docuseries, "It was the most unhappy I have ever been in my entire life," while David Beckham, 48, tearfully stated, "Victoria is everything to me. To see her hurt was incredibly difficult… what we had was worth fighting for."</p> <p>Loos, however, took issue with David's statement. In a <a href="https://www.dailymail.co.uk/tvshowbiz/article-12657157/rebecca-loos-affair-david-beckham-netflix.html" target="_blank" rel="noopener">candid interview with the Daily Mail</a>, she expressed her frustration: "The [worst] bit for me is that he says he didn't like seeing his wife suffer. That bothered me. Because he's the one that's caused the suffering. He can say whatever he likes, of course, and I understand he has an image to preserve, but he is portraying himself as the victim and he's making me look like a liar, like I've made up these stories. He is indirectly suggesting that I'm the one who has made Victoria suffer."</p> <p>Loos also argued that the docuseries had thrust the affair back into the spotlight, an issue that many had forgotten about since the news first broke 20 years ago, thereby further impacting her reputation. She emphasised, "Yes, the stories were horrible, but they're true. He talks in the documentary about this ultimately being his private life, shutting it down. I think it's one thing to keep your private life to yourself. It's another thing to mislead the public."</p> <p>She suggested that David could have chosen to acknowledge that it was not one of his proudest moments or characterised it as a challenging period and moved on from the subject. However, she felt that he continued to phrase his statements in a way that indirectly shifted the blame onto her.</p> <p>"If you don't want to take responsibility for things because of your family and your children, that's absolutely fine," Loos commented, "But he specifically made it look like… my fault, that he had nothing to do with this."</p> <p>Loos, after the 2003 allegations, embarked on a path as a media personality, participating in various English and Dutch TV shows. In 2008, while filming the Dutch TV show <em>71 Graden Noord</em>, she crossed paths with her future husband, Norwegian doctor Sven Christjar Skaiaa. After becoming pregnant, the couple decided to relocate to Norway in 2009. Today, she works as a yoga teacher and a massage therapist in Norway while raising her two sons and only occasionally making media appearances.</p> <p><em>Images: Instagram</em></p>

TV

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Queen Camilla pays tribute to Queen Elizabeth with a historic first

<p>Queen Camilla has honoured her late mother-in-law with a special tribute at a royal engagement in London. </p> <p>King Charles and Queen Camilla attended a reception at Mansion House in London on Wednesday evening, where the monarch called for unity amid increasing tensions over the conflict in Israel.</p> <p>At the event, Queen Camilla donned Queen Elizabeth's favourite tiara for the first time in a subtle display of respect for the late monarch. </p> <p>Camilla chose the Girls of Great Britain and Ireland tiara for the event, which was worn by Queen Elizabeth regularly throughout her historic 70-year reign.</p> <p>The diamond headpiece was first seen on Elizabeth II in the first official photographs of the new monarch, taken on February 26th 1952, just 20 days after her accession to the throne.</p> <p>It was later worn during Her late Majesty's first visit to Australia in 1954, and became her most worn headpiece throughout her time as Queen. </p> <p>Queen Camilla paired the tiara with two other of the late Queen's beloved pieces of jewellery, the South African diamond necklace and bracelet.</p> <p>The Girls of Great Britain and Ireland tiara originally belonged to Queen Mary, who received it as a gift in 1893. </p> <p>It then came into Elizabeth II's collection in 1947 when Queen Mary gave it to her granddaughter as a wedding present.</p> <p>At the royal event, King Charles gave a speech as he called for peace in Israel and Palestine, referring to himself "as King and as a father and a grandfather" as he appealed for calm.</p> <p>He said, "I have often described the United Kingdom as a 'community of communities'; an island nation in which our shared values are the force which holds us together, reminding us that there is far, far more that unites us than divides us. Yet we are living in something of a watershed age."</p> <p>"Do we pause, instinctively and unerringly, before speaking or acting to ensure we are affording equal weight to both sides of the balance? Our society would be a kinder and gentler place for it."</p> <p>"Such understanding, both at home and overseas, is never more vital than at times of international turmoil and heart-breaking loss of life."</p> <p><em>Image credits: Getty Images</em></p>

Beauty & Style

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Queen Camilla meets . . . Princess Margaret?!

<p>In a collision of regal proportions, the world witnessed an unforgettable convergence of the fictitious and the real, as the one and only Helena Bonham Carter, famous for her portrayal of the indomitable Princess Margaret in seasons three and four of <em>The Crown</em>, found herself in the splendid company of none other than the Queen Consort herself, Camilla, at Clarence House.</p> <p>The rendezvous occurred at a glitzy reception held to celebrate 30 years of the Forward Arts Foundation. The Foundation, on a mission to spread the love of poetry throughout the United Kingdom and Ireland, decided to throw this soiree just as London was gearing up for another artistic extravaganza: Frieze Week. Clearly, this was a battle for the city's cultural heart, and poetry had the honour of setting the stage.</p> <p>The highlight of the evening, however, was the majestic meeting of the minds between Bonham Carter and the Queen Consort. As they locked eyes, it was hard to tell who was more starstruck. The actress executed a curtsey so profound it nearly reached the Earth's core before engaging the Queen in delightful conversation.</p> <p>In a refreshing break from her usual attire, which would make even the most extravagant peacock jealous, Bonham Carter sported a dress adorned with bright florals and black feathers, accented by pink ribbons in her hair. Camilla, on the other hand, stole the sartorial spotlight in an arresting peacock feather print shirt dress that must've made any nearby birds quite envious.</p> <p>But Bonham Carter wasn't content with merely being a guest; she also graced the audience with her talents by reciting a poem. Her choice was William Stafford's "Yes," a poem that would have moved Shakespeare himself to stand up, clap and stomp his booted feet.</p> <p>William Sieghart, the founder of the Forward Arts Foundation, expressed his immense pride in the work of the foundation and thanked the Queen for her involvement, calling it "proof of the pudding" that they were indeed making progress.</p> <p>Among the distinguished guests at this intimate soirée were previous winners of the Forward Prizes for Poetry, including the Poet Laureate Simon Armitage, the actress Karen Bryson, and Bonham Carter’s former <em>The Crown</em> co-star, Natascha McElhone. </p> <p>Speaking of royalty, Netflix's juggernaut series, <em>The Crown</em>, has once again captured our attention. The recent announcement of the November and December release dates for the final season has ignited a whirlwind of excitement and speculation. The promotional artwork for this last hurrah features a moody and atmospheric image of the Queen, played by the talented Imelda Staunton, and a reimagining of the iconic photograph of Princess Diana poised on the diving board of a yacht in Portofino, just a week before her untimely departure from this world.</p> <p>While fans eagerly anticipate the upcoming season, it hasn't been without its controversies. Critics have <a href="https://www.oversixty.co.nz/entertainment/tv/major-twist-in-store-for-final-season-of-the-crown" target="_blank" rel="noopener">raised their eyebrows at reports</a> suggesting that the show will include depictions of Princess Diana's "ghost". </p> <p>Bonham Carter herself, who graciously passed her fictitious tiara to Leslie Manville for the final seasons, has spoken out about the show's duty to distinguish between fact and artistic license. During a chat on the show's official podcast back in 2020, she insisted that <em>The Crown</em> carries a "moral responsibility" to remind viewers that this is a work of fiction inspired by facts, not an educational documentary. It's a reminder to us all that even the fanciest of crowns can come with a little disclaimer.</p> <p>So, as the final season of <em>The Crown</em> approaches, we can only wonder what other regal surprises are in store for us. In the meantime, let's raise a glass to the poetic evening at Clarence House, where fact met fiction, and where, for a brief moment, we were all kings and queens of our own whimsical kingdom.</p> <p><em>Images: Getty</em></p>

Beauty & Style

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Former beauty queen dies after cosmetic surgery

<p>Former beauty queen Jaquelin Carrieri, 48, has sadly passed away following complications from cosmetic surgery. </p> <p>The mother-of-two from Argentina suffered a blood clot and passed away at an unnamed clinic in Los Angeles, California on Sunday October 1st. </p> <p>A post on her Instagram page confirmed the tragic news. </p> <p>"We want to inform our followers today of some sad news," the post began. </p> <p>"Jaquelin Carrieri, who was Queen of Punta del Agua District and Deputy Queen of San Rafael Department in 1996, has passed away.</p> <p>"From Reinas de San Rafael, we want to extend our condolences to her family and friends during this difficult time." </p> <p>According to another statement posted on Facebook the following day, Carrieri passed away from a "stroke" caused by cosmetic surgery.</p> <p>"Jaquelin Carrieri has passed away," the statement began.</p> <p>"She was a woman of great talent, an actress in one of our department’s plays that was being performed at the Roma Theatre until just a few days ago.</p> <p>"Jaquelin also owned a high-end fashion store called Jaquelin Carrieri Boutique, which unfortunately had to close its doors during the pandemic.</p> <p>"She was well known for dressing the San Rafael pageant queens for many years, making their dresses shine during the Vía Blanca and Carrusel Vendimial parades.</p> <p>"In her youth, she was also Deputy Queen of the San Rafael en Vendimia festival.</p> <p>"She passed away in Los Angeles, California, due to a stroke that may have been caused by cosmetic surgery". </p> <p>Carrieri was just days away from celebrating her 49th birthday, and grieving friends have taken to social media to share their heartache. </p> <p>"Dear Jaqui yesterday I sent you a message for your birthday and I was surprised you didn't answer. Today on TV I heard this terrible news. I will always love you and I'm broken. Lots of light and love to you," one friend said. </p> <p>"All of us who had the pleasure of knowing you and sharing moments of our lives with you know what a wonderful person you were, a beautiful woman in every sense, always with your smile and your glamour," her close friend Jorgelina Olivera said. </p> <p>"Honestly your departure has taken me by surprise and I still can’t believe it.</p> <p>"Thank you, a thousand thanks for coming into my life and painting it with so much joy and happiness.</p> <p>"It was a pleasure to share moments with you, and I will be eternally grateful.</p> <p>"May God welcome you into His glory. It’s not a goodbye but a see you soon, my beautiful and dear Jaquelin".</p> <p>Carrieri leaves behind a son, Julian and daughter, Chloe. </p> <p><em>Images: Instagram</em></p>

Caring

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David and Victoria Beckham open up about alleged affair

<p>David and Victoria Beckham have chosen to open up about the "unhappiest" period of their lives, in their highly-anticipated Netflix documentary. </p> <p>The power couple candidly spoke about David's alleged affair in 2003, where he was accused of cheating with his former personal assistant Rebecca Loos after they were spotted leaving a night club in Spain. </p> <p>The rumours spread just after David was transferred from the Manchester United club to Real Madrid . </p> <p>David called the claims “ludicrous” at the time, and now his wife Victoria has also shared her heartache during that time, describing it as the "unhappiest in her life". </p> <p>Ahead of the release of the four-part documentary series, director Fisher Stevens revealed how "unpleasant" it was for him to ask the couple such personal questions. </p> <p>"It wasn't pleasant, but we got into it," he said. </p> <p>"For me, I approached it as, "How did your marriage stay together?" and you'll see how he responds," he added. </p> <p>Producer John Battsek also told <em>The Sunday Times </em>that the couple "signed up” to a nothing off-limits contract, and were happy to discuss tougher subjects. </p> <p>“There was no, “You will not ask that or do that,’" he said</p> <p>"Fisher and I thought that might be the case, but we were clear from the start that we would only do this if we could go in any direction we wanted. And we did," he added. </p> <p>Aside from the alleged affair, the couple also opened up about their first date and are clearly still smitten with each other. </p> <p>“The fact I went to the games really was to - some might say I stalked him, I would say see him," she joked about their first meeting at a charity football match in 1997. </p> <p>She also added that she was immediately attracted to the football star when she spotted him chatting with his parents before the game. </p> <p>“When I saw him in the footballers’ lounge, all the other footballers were at the bar, and he was standing and talking to his parents, and I’m very close to my family, and I loved that side to him.”</p> <p>David's recollection of their first meeting was a bit more simple: “I just fancied her”.</p> <p>The couple have been married since 1999 and have four kids together - sons Brooklyn, 24, Romeo, 21, Cruz, 18, and a daughter Harper, 12.</p> <p><em>Image: Kevin Winter/Getty Images</em></p>

Relationships

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Victoria Beckham's cooking skills hilariously slammed by her own daughter

<p>Victoria Beckham's cooking skills have been playfully roasted by her daughter, Harper Beckham.</p> <p>In an Instagram story shared to her 31.4 million followers, the former Spice Girl documented a family baking session featuring herself, husband David Beckham, and their daughter Harper.</p> <p>David was filmed in the middle of whipping up an apple crumble using apples from the "Beckham Orchard," while Harper was busy baking chocolate chip cookies.</p> <p>While the father-daughter duo were channeling their inner baker, Victoria was filming the moment and asked Harper whether she inherited her culinary talents from her mum or dad.</p> <p>"Did you learn to cook from daddy or mummy?" Victoria asked Harper in the light-hearted clip.</p> <p>With a mischievous grin, Harper retorted, "Mummy, you can't even make cereal!"</p> <p>"Oh wow, Mummy can't even make cereal," Victoria responded. </p> <p>"Well you can make chicken Kiev but that comes from M&amp;S," the 12-year-old said, adding insult to injury. </p> <p>M&amp;S (Marks and Spencer) is the local British retailer, which specialises in clothing, food and home products among other things. </p> <p>Victoria hilariously captioned the video: "I get it Harper… I can't cook."</p> <p>The Beckhams often invite fans into their kitchen through their social media, and document their cooking escapades. </p> <p>Watch the full clip <a href="https://kitchen.nine.com.au/latest/harper-beckham-roasts-mum-victoria-beckham-cooking-skills-in-new-clip/e538cdaa-f295-427d-b334-4bb7351da1bd" target="_blank" rel="noopener">here</a>. </p> <p><em>Images: Instagram</em></p>

Family & Pets